12 Months Interest Free*

on return travel purchases $999 and over

Interest free travel is available in-store only and excludes foreign currency purchases. Offer is ongoing. Lending criteria, 2.5% World Travellers fee applies. $50 annual account fee, $55 establishment or $35 advance fee, terms and conditions will apply. See below for details.

There’s a lot to love with Q Mastercard
• Amazing Long Term Finance deals, like the one above!*
• Zero payments, zero interest for 3 months on everyday purchases made with your Q Mastercard†
• It’s a Mastercard, use it worldwide
• The added security of microchip technology and Mastercard SecureCode™ protection
• Tap & go™ for contactless payments

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THINGS YOU SHOULD KNOW: *12 months interest free is available on Flexi Payment Plans for in-store purchases only until further notice. Excludes foreign currency and online purchases and is available on travel returning to New Zealand only. Minimum spend $999. Annual Account Fee of $50 applies. New Cardholder fee – $55 Establishment. Existing Cardholder fee – $35 Advance.

Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 27.99% p.a applies to any outstanding balance at end of interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. World Travellers 2.5% fee, terms and conditions apply to all bookings. Changes and cancellations made after bookings are processed may incur additional charges.

No payments and no interest for three months (“Payment Holiday”) is available on all purchases at participating retailers on Q EFTPOS and Q Mastercard. Annual Account Fee of $50 applies. Standard Interest Rate, currently 27.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Offer only available to existing Cardholders. Mastercard is a registered trademark and the circles design of Mastercard International Incorporated Tap & go and SecureCode are trademarks of Mastercard International Incorporated.